Visa Black Card

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We're not sure it has the clout of AMEX's Centurion Card, but its obvious who Visa is targeting with their new "Black Card". Unlike the AMEX's invitation-only Centurion Card, Visa is taking applications for its Black Card Program. The card comes with a variety of benefits such as 24hr concierge service, luxury gifts, priority access to airport lounges, and a membership limited to 1% of US residents. And if that wasn't enough they've also crafted the card out of a patent pending "Carbon Graphite" material. Link: $495 per year